Budgeting

Getting married and following a budget is not always easy. Setting up the budget is easy, but following it is a whole different story.

Our budget consists of every bill we have to pay, an allotted amount for groceries, gas, insurance, and the rest goes towards savings. Or, that's how it's supposed to work. Since the wedding, things have just managed to come up. The crown that broke the week before the wedding is going to cost us $540.

We are being very conscious with our decisions regarding money. It's all about priorities. We want to save up for a house and have a nice "nest egg" for when we are ready to have children, so that means making changes.

My husband is a bit more frugal than I am. He is all about saving money and not spending unless there is a good reason for it. I agree with him, but to be completely honest, this is something that I struggle with. I love getting something cute every now and then or picking up something to eat on the way to work, but all of those little expenses add up.

I used to pick up breakfast on the way to work at least three times a week. Not only does that add up, but it isn't the healthiest option for anyone. In light of our budget and expenses, I have decided to not eat any fast food for a month. Sure, it will be difficult and already has been, but it's worth it.

I love my husband and at the end of the day the decisions we make with our finances affect our relationship. Being conscious about our finances and making good decisions allows us to be comfortable and gives us more security.